Resources4Me Smart Finance Guide
 

Resource4Me Guide

The Negotiation Script: Exactly What to Say to Lower Your Interest Rates

With the average credit card interest rate at 22.83 percent, one well-prepared phone call can turn a difficult debt situation into a manageable plan.

You don't need a lawyer or credit counselor to negotiate with creditors. Our guide includes the exact script to use, timing tips, and what to do if they say no. Many cardholders reduce rates 3-5 percentage points in a single call. Get the negotiation script.
 

Who This Guide Is For
▸ High-interest credit card holders wanting to reduce rates
 
▸ Those with credit card debt seeking to improve terms
 
▸ Individuals pursuing credit improvement strategies
 
▸ Anyone carrying balance who wants to reduce interest costs
 
Read the Full Guide  →

Did you know? Credit card companies receive thousands of rate reduction requests annually, your odds of success are surprisingly high if you have decent payment history and know what to say.
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